You did it! You bought a home! The process involved in purchasing a new home, more often then not, can be a long and stressful experience. It starts with pre-approval, moves into hunting for the perfect place and spirals into inspections, contracts and mountains of paperwork. But it does finally ends and you are left with keys in your hand and new place to call home.
Now that you’ve got this home, what do you do with it? Buying a home is one of the most expensive purchases you’ll ever make and only makes sense to do everything you can to protect it. Here are a few things to do keep your investment safe.
Meet the neighbors.
Get to know your neighbors. Introduce yourself. Remember, these are the people who will help you keep an eye on your home while you’re way.
Change Keys and Locks
Re-key or change the locks on your doors. You have no idea how many friends, neighbors, contractors and co-works might have a set of keys to your home. You can remove the locks from your doors and get them re-keyed at your local hardware store or buy all new locks. Don’t forget to also change the garage door opener codes.
Install a Home Security System
Home security systems, like Vivint, can be added to any home to make it safe and secure. They offer around the clock protection to safeguard your home from theft, fire and intrusion. Having a system installed in your home will not only provide peace of mind, but can also lower your homeowners insurance.
Update Information and Utilities.
Make sure to have all utilities and services to the home switched to your name including electricity, gas, sewer, telephone, garbage, water and internet. You don’t want to be stuck with the previous owners charges. Update your information with all your financial companies and complete a change of address form with the post office so all your mail is going directly to you.
Pay Your Mortgage
As a new homeowner, your first payment will be due around a month after you closed escrow on your home. Watch your mail for a letter from your mortgage company telling you exactly when the mortgage payment is due and where to send it. There is a high probability your mortgage has been sold to another bank so pay close attention to the details of the payment. You don’t want to be late on your very first payment.